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Can Your Home Survive a Wildfire?

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Whether a home survives a wildfire is not random, nor is it a function of luck, most homes that exhibited attributes promoted by the FireSmart program -- including keeping combustible vegetation away from the house, uncluttered yards and low-flammability roofs and surfaces -- survive fires. It seems clear that the survival of homes was a function of resistance to ignition and not a random event or a matter of luck, Beyond doubt, risk mitigation (FireSmart) guidelines demonstrated their effectiveness in mitigating risk under the harshest of wildfire conditions. Most homes caught on fire as the result of embers from the forest fire landing on their property. "Based on site visits, no instances were observed where home ignition could confidently be attributed to direct contact by flames of the burning forest, and there were very few observations where home ignition was likely due only to radiant heat from the forest. Other studies have shown that embers generated by burning vege...
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Know your rights: New Foreclosure Law Changes in Colorado

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For foreclosures started after January 1 2008, the owner no longer has a post-foreclosure sale redemption right. The time allotted to the owner as a post-sale redemption period has been moved prior to the sale, giving owners a longer period of time to cure, and no right to redeem. In the new system, an owner has approximately four months to cure a default in a foreclosure of non-agricultural property, and approximately seven to eight months to cure in a foreclosure of agricultural property. Better lender responsiveness for cure figures: The new statute requires the foreclosing lender to provide cure figures to borrowers in a more timely manner. Consider a situation where shortly after a lender commences a foreclosure, the borrower files a notice of intent to cure. Under the old statute, a lender could provide cure figures as late as the seventh calendar day prior to the foreclosure sale. If, under the new statute, the borrower files a notice of intent to cure early enough so that the ...
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Spring housing: 'Strongest seller's market ever'

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Even as more homes come on the market for this popular sales season, they're flying off fast. Home prices have now surpassed their last peak, and at the entry level, where demand is highest, sellers are in the driver's seat." Spring home buyers are pounding the pavement at a furious pace, but the pickings are getting ever slimmer. Even as more homes come on the market for this traditionally popular sales season, they're flying off fast, with bidding wars par for the course. Home prices have now surpassed their last peak, and at the entry level, where demand is highest, sellers are firmly in the driver's seat. "I've been selling real estate for 14 years and this is the strongest seller's market I have ever seen in my entire real estate career. A lot of our sellers are optimistically pricing their homes in today's market, and I have to say in most cases we're getting the home sold anyway. Some of the listings are intentionally listed a litt...
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Contact Information

Homes And People 8200 S. Quebec ST. Suite A3-305 Centennial, CO 80112 303-249-2060 saber (at) homesandpeople.com http://www.homesandpeople.com/
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Living Green in Colorado: Air Sealing Materials

if you’re considering some do-it-yourself weatherization projects, make sure you’re using the right air-sealing materials for the job: Caulk — Seals gaps of less than ½ inch. Select grade (interior, exterior, high temperature) based on application Spray foam ,— Fills large cracks and small holes. It can be messy (use light weigh disposable latex gloves. If you do get some on your hands you can use kerosene or rubbing alcohol to remove the foam from your hands) consider new latex-based foams. Do not us near flammable, applications (e.g., flue vents). ho not use expanding types on windows and doors Backer rod — Closed-cell foam or rope caulk. Press into crack or gap with screwdriver or -putty knife. Often used with caulk around window and door rough openings Housewrap — Installed over exterior sheathing. Must be sealed with housewrap tape or caulk to form an airtight seal. Resists water but is not a vapor barrier. (Mainly used in unfinished crawl spaces) Polyethylene plastic — This i...
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