Willow Creek in Centennial is composed of four separate subdivisions. I hope you find this map useful to determine the HOA you belong to or what subdivision you would like to move to. We are your Willow Creek Mortgage and Real Estate experts; Please contact us if you have any further questions.
The latest updated on the temporary hold for HUD transactions is that all files that were currently with MCB are currently in transit to the three new asset managers (HomeTelos, Matt Martin Realty and Pemco). We are told they should all have their inventory by this coming Monday, November 8, 2010. Whether or not they will be ready to open their doors for “business” we have not yet been advised however we would imagine that they are as anxious as everyone else to get going as they have been staffed for quite some time and as we all know that requires money. For those of you who have files to that need to get to the closing table the question will be which asset manager has your file and how ready will they be to get it to the closing table?
FHA LOAN SELLER’S CHARGES (buyers getting an FHA loan) 1. Loan Payoff (per existing lender’s payoff letter) 2. Commissions (per contract) 3. Title Insurance-Owner’s Title Policy 4. Tax Certificate 5. Prior Year Taxes Due 6. Prorated Taxes for the Current Year 7. Water & Sewer Bill 8. Record Release of Existing Loan 9. Inspection Fee* 10. Loan Discount Fee* -as per contract 11. Assignment of Deed of Trust* (if applicable) 12. Document Preparation* (if applicable) 13. Tax Service Fee* 14. Real Estate Closing Fee 15. Express Mail Fees (if applicable) 16. Homeowners Dues, Fees, etc. *Amounts Determined by the New Lender Note: Buyer must pay all prepaid expenses. All other charges are negotiable if agreed to by all parties in the sales contract.
A little advice to all home sellers: When choosing an agent to sell your home, please make sure that they have a full service showing service or company behind them. Some agents (with small and large firms alike) do not bother submitting the listing to a true listing service (saves a couple of bucks) and instead rely on their cell phone to take a message and call back at a latter time that may no longer be appropriate for the showing agent. Remember: If you do not show your home; you are not going to sell it. Second: An agent that gives the lock box combo over the phone is an agent that is compromising the safety of your home, because most of the time they have no way of verifying the credentials of the caller.
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