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1.25% Mortgage! is it possible??!!

"Option Arm" What You Need To Know Seems like we all want the latest and hottest "thing" these days, and even some mortgage loans are no exception. The lending industry seems intent on seeing everyone in America become a homeowner by introducing new adjustable rate loan products that give a false impression that home ownership is both cheap and affordable despite soaring home prices. Contrary to the good advice of many financial experts, more and more would-be and current homeowners are being lured into loans that can backfire and possibly even render you homeless in a few years if your income cannot keep pace with increasing monthly mortgage payments and a rising interest rate environment. One of these adjustable loan products introduced to the average consumer is the "Option ARM" home loan, also known by several names like "Pick-A-Pay Loan", the "Flex Pay Loan", "Flex Option ARM", and "Pay Option ARM", among others...
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House for Sale in Green Mountain

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12511 W Dakota Dr.  Lakewood, CO 80228 Updated and unique ranch in Lakewood. Close to the highway and the hills. 1197 Sq feet, 3Bd, 2Ba on the main floor, plus a full open basement. New roof, Newer 220V Electric Panel, Newer windows and patio door, Newer Furnace, Sprinklers, A/C. Beautiful refinished Hardwood floor, new paint in/out, new interior doors, nice kitchen with quartz counters and stainless appliances. Large open basement and extra room for parking on the side of the house. Shaded back yard, and Move in ready!  
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Have You Considered a Post-Closing Occupancy Agreement?

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It’s a crazy market out there. Buyers are doing anything they can to secure a home, but inventory is low because potential sellers don’t want to be buyers in this market. And when a seller does list their home, their biggest fear is they won’t be able to find a new home in the time they must be out of their old one. A post-closing occupancy agreement might just work for your buyer who’s looking to make a stand-out offer, and your seller who’s worried about the timeline. What is a post-closing occupancy agreement? A post-closing occupancy agreement is when a seller retains occupancy of the property for up to 60 days after closing occurs, the tactic isn’t often used, but in this market, brokers consider it an ace in the hole, if navigated correctly. Evaluate Not all buyers are good candidates for the post-closing occupancy agreement, and it’s important to understand the clients’ current living arrangements. If the buyers are living at an extended-stay hotel, Airbnb, month-to-mont...
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Pricing your Home For Sale

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If you’re considering selling your home, one of the most important decisions you’ll need to make is how to price your home. Price too high, you may miss out on potential buyers or sit too long on the market. Price too low, you may leave money on the table. Here are some tips to consider as you work with your agent to price your home for sale. Ask for a CMA Ask your REALTOR® to provide a Comparative Market Analysis or CMA. In this analysis, your agent will compare your home with other similar homes that have recently sold. They can also weigh in unique features of your home, housing market trends, and desirability of your neighborhood for a comprehensive home valuation. All these factors are used to determine the best list price for your home. While online home value calculators can provide initial insight, they should not be used to price your home for sale. These calculators are only as good as the data provided. They cannot weigh unique factors, like special features of your...
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What every home seller and buyer in Colorado should know about title insurance

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