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12M Consumers May Get Credit-Score Boost Soon

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The three largest credit-reporting agencies will begin cleaning up credit reports in July, which could help lift the credit scores of about 12 million consumers. In a survey by the Federal Trade Commission, one in four people say they spot errors in their credit reports, most commonly concerning tax liens and civil judgments. Up to half of tax lien data on a credit report is inaccurate or incomplete. Civil judgments—which means a court has ruled a person owes money—also tend to be ripe with errors or omissions on a credit report, experts say. Consumers can dispute the errors, but the process can be cumbersome. Beginning July 1, Equifax, Experian, and TransUnion will automatically exclude tax lien and civil judgment records from credit reports if they are missing a person’s name, address, Social Security number, or date of birth. Claims that do contain this key information, however, will remain on credit reports. Six percent of Americans with a credit score—or 12 million— likely...
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Silicon Valley house on the market for only $800K!!! What in the world?

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Eight hundred thousand dollars is certainly not an unheard of price in the world of residential real estate, as prices shoot up in hot markets such as New York, the District of Columbia, and the San Francisco Bay area. But what that amount buys in San Jose, a main node of Silicon Valley and its soaring estate prices, drew a second look: a debilitated, burned shell of a home on a small overgrown lot of the type your parents might have warned you to stay away from. The median home value in San Jose is $1,078,300. That's up 23.9% over the past year, and is predicted to rise 8.4% over 2018. The fact that severe fire damage only bumped that average down to $800,000 says a lot about the area's market, where available housing is sparse and residents prioritize proximity to their employment. PS: I just checked about an hour ago, so by the time you read this article know that the house is already under contract. I guess Metro Denver and Centennial prices are not that high after a...
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A Moving Guide: All moving companies are not created equal!

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To help alleviate the stress of moving, Reviews.com is offering a moving guide that incorporates 500 recent customer surveys and quotes from 20 moving companies. They looked for companies that can accommodate travel anywhere in the country, have helpful FAQ sections on their websites, a “painless” quote process (which typically takes about 10 minutes), and a readily available claims department. “Moving is a pain, and even if you hire the best moving company, it’s no guarantee that it will be any less so,” Reviews.com notes in its guide. “But a great service will be friendly and efficient online, on the phone, and in person—and if it has a good track record of getting from point A to point B without a mishap, all the better.” Reviews.com picked the following top moving companies: Atlas Van Lines Bekins Moving and Storage United Mayflower Source: “The Best Moving Companies,” Reviews.com (2017)
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