Contact us

Homes And People
Centennial, CO 80121

Cell/Text: 303-249-2060
Office: 720-842-1600


saber (at) homesandpeople.com

http://www.homesandpeople.com/

Popular posts from this blog

Can Your Home Survive a Wildfire?

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Whether a home survives a wildfire is not random, nor is it a function of luck, most homes that exhibited attributes promoted by the FireSmart program -- including keeping combustible vegetation away from the house, uncluttered yards and low-flammability roofs and surfaces -- survive fires. It seems clear that the survival of homes was a function of resistance to ignition and not a random event or a matter of luck, Beyond doubt, risk mitigation (FireSmart) guidelines demonstrated their effectiveness in mitigating risk under the harshest of wildfire conditions. Most homes caught on fire as the result of embers from the forest fire landing on their property. "Based on site visits, no instances were observed where home ignition could confidently be attributed to direct contact by flames of the burning forest, and there were very few observations where home ignition was likely due only to radiant heat from the forest. Other studies have shown that embers generated by burning vege...
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Estimated closing costs for buyers -buyers getting a conventional loan

CONVENTIONAL LOAN BUYER’S CHARGES 1. Purchase Price 2. Mortgage Title Policy 3. Miscellaneous Title Endorsements as Required by the New Lender (see title commitment) 4. Recording Fees 5. Tax Certificate 6. Doc Fee (.01 cent per $100 of sales price) 7. Insurance Reserve Account* 8. Tax Reserve Account 9. Premium for Hazard Insurance 10. Loan Origination Fee* 11. Survey* 12. Credit Report* 13. Appraisal Fee* 14. Interest on New Loan* . 15. Miscellaneous Loan Fees per New Lender* 16. Tax Service Fee* 17. Real Estate and Loan Closing Fees 18. Homeowners Dues, Fees, etc. *Amounts Determined by the New Lender. Note: All closing costs are negotiable but must be agreed to by all parties in the sales contract.
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What every home seller and buyer in Colorado should know about title insurance

Most home sellers and buyers have been informed that obtaining title insurance will provide them necessary protection over possible title defects; but many remain uncertain about why this is so—or even about what title insurance is. The more you know about title insurance and its pricing, the more confident you’ll be about getting the right policy. A SELLER’S CONCERN: HOW MUCH DOES IT COST? Title Insurance policy is much more cost effective than the other kinds of insurance you have had to purchase. For a single, one-time-only fee, a title policy remains effective until the property is sold to a new owner—even if that doesn’t occur for decades. The price structure is available on most title companies websites. Some title companies also offer a substantial discount if the policy was issues less than four years earlier. WHY THE BUYER NEEDS TO PROVIDE TITLE INSURANCE? Any prospective buyer will need evidence that his/her investment in your property is free of title defects. In fact, you...
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Willow Creek Community Picnic

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The First Annual Willow Creek Picnic Saturday, August 16th, 2008 3:00 PM @ Willow Creek Park FOOD . ENTERTAINMENT . GAMES . ACTIVITIES . PRIZES AND MORE Please RSVP if you can: For More information Call Sarah Beezley 303-738-2226 or email sarah.beezley@usbank.com Event sponsored by Sarah Beezley (Loan Officer) with US Bank & Saber Amine (Realtor) with Homes And People Sign up for our monthly Willow Creek newsletter and receive the latest statistics on sold and active homes for sale, as well as exclusive upcoming news and events. Our newsletter is exclusively written for our Willow Creek neighborhood. (We respect your privacy and never share your email address with anyone)
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